hypothetico bank.jpg

Hypothetico

Hypothetico is the first software-defined bank holding company and operates as an on-demand, full stack banking-as-a-service software company operated by an OCC-chartered national bank, Formative Bank. Formative provides a chartered banking platform and regulatory blocking to fintech and regtech startups needing to be served by a banking charter and to legacy banks needing to retire charter operations. Formative is fully digital and the only U.S. bank designed to act purely as infrastructure. 

Fund II investment

 

Founders: Michelle Peralta, Dave Kochbeck, Justin Maples

Location: Bay Area

  • LinkedIn - Grey Circle
  • Twitter

Copyright © 2021 Act One Ventures ®. All rights reserved.

Sign up for our newsletter